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❔ Expected Outcome
VISA Data Requirements
Priority Data Fields | Requirement Status |
|---|---|
Browser IP Address4 | Mandatory |
Browser Screen Height4 | Mandatory |
Browser Screen Width4 | Mandatory |
Cardholder Billing Address City5 | Recommended1 |
Cardholder Billing Address Country5 | Recommended1 |
Cardholder Billing Address Line |
5 | Recommended1 |
Cardholder Billing Address Postal Code5 | Recommended1 |
Cardholder Billing Address State5 | Recommended1 |
Cardholder Email Address3 | Mandatory |
Cardholder Name | Mandatory |
Cardholder Phone Number (Work / Home / Mobile)2 | Mandatory |
Common Device Identification Parameters (Device IP Address)6 | Mandatory |
The remaining fields of the 12 originally communicated as being required in AI13277 will be reverted to “required conditional” with the next publication of the Visa Secure Program Guide.
At least one phone number out of work, home or mobile must be provided.
It is recommended to provide both phone and email data fields for authentication; however, if the market only collects one of the data fields, then providing one of the two options satisfies the minimum data requirement.
Only for browser-based transactions
Except in markets where the billing address fields do not exist
Only for SDK transactions
Must-Haves
Accurate Data Collection and Transmission of all Mandatory fields
Description: Ensure the collection of the mandatory customer data for Visa transactions
Rationale: This is critical to comply with Visa's requirements, preventing transaction rejections and avoiding potential legal and regulatory issues.
Perceived Business Value: High. Compliance with Visa's requirements will ensure uninterrupted transaction processing, maintain customer trust, and avoid legal penalties.
Integration with SIBS PAYCOMET for Accurate Data Transmission
Description: Modify the integration with SIBS PAYCOMET to transmit the newly required accurate customer data instead of fake values.
Rationale: Directly addresses the core issue of sending fake data, ensuring that Visa transactions are processed correctly.
Perceived Business Value: High. Ensures compliance, reduces risk of transaction rejections, and upholds the platform's reliability.
Integration with PAYCOMET SIBS for Accurate Data Transmission
Description: Modify the integration with PAYCOMET SIBS to transmit the newly required accurate customer data instead of fake values.
Rationale: Directly addresses the core issue of sending fake data, ensuring that Visa transactions are processed correctly.
Perceived Business Value: High. Ensures compliance, reduces risk of transaction rejections, and upholds the platform's reliability.
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