Table of Contents
Business problem
Payment at home with credit card represents 41% of the payments in Portugal today. With that in mind, this is a crucial feature for our customers to guarantee the best experience. The idea is to deliver a new method of payment (that we'll call here "Card at home"). To see more details: Feature - Payment with card at home
OUT OF SCOPE: Saving card networks (ex: Visa, Mastercard) used for “Card at home” payments for future reports. This information is not saved today.
Design analysis
Whitelabel proposed changes
PS: click on the images below to open (I don’t want to flood the document with big images).
Account payment methods
Method payment selection
Order confirmation
As the flow will be similar to the payment with cash option we believe that we'll not need to change many details on this screen and we'll just change the information about the payment method.
Tracking modal
Email receipt
I think that we'll need to return the payment method description for this new method. A possibility about this email template is that it is controlled/used in Amazon SNS. I'll validate this with Caes, Guilherme.
Technical discovery
Architecture AS-IS
Winrest integration
The "Card at home" feature will affect the payload sent by partners-api to Winrest. We’ll need to send them the exact string of the new payment method so they can configure it on their platform (Aligned with Paulo Silva). The drawback of using payment type as CASH and a new payment method brand (eg. CARD_AT_HOME) is that the integration still works, but in Winrest reports these payments will be included as cash.
Tech solution 1 - Payment method brand
Using the CASH payment method, add CARD_AT_HOME payment method brand as an option. This solution was used also to implement Sodexo and Cheque Gourmet vouchers, which allowed us to take advantage of the groundwork laid by it: /wiki/spaces/IN/pages/3932717313. The exact changes needed are listed in Necessary changes section.
Pros and cons
Pros
Require small changes since the structure is very similar to Sodexo and Cheque Gourmet vouchers
Reuse of components and structures that already exists on the code
Avoids the complexity of creating a new payment method from scratch, which impact many repositories and integrations
Cons
Since Winrest processes payment using paymentMethod field, it can’t differentiate between cash, voucher, or “card at home” payments. The same behavior happens today to Sodexo and Cheque Gourmet Vouchers
Necessary changes
intl-packages
Update Order types with new PaymentMethodBrand: https://github.com/rbilabs/intl-packages/blob/master/packages/orders/src/types/cart.ts#L862
Update SDKs
intl-fulfillment-service
Update intl-packages versions
intl-payment-service
Update intl-packages versions
intl-whitelabel-graphql
update graphql PaymentMethodBrand GraphQL definition: https://github.com/rbilabs/intl-whitelabel-graphql/blob/70138056e799d938a3a6bb39b502aba76c0a2c46/src/functions/graphql/schemas/payments.gql#L28
Save CASH_AT_HOME payments status as PAYMENT_REQUIRED
... const isSodexoOrChequeGourmet = !!payment?.paymentMethodBrand; // we set the status to PAYMENT_REQUIRED for cash if ((isCashPayment && cashPaymentEnabled) || isSodexoOrChequeGourmet) { const updatedCart = { ...updatedOrder.cart, payment: { cardType, paymentMethodBrand: payment?.paymentMethodBrand || undefined, }, } as ICart; ...
intl-whitelabel-app
Update payment flow to include “Card at home” as an option. The impacted pages have been listed in Design Analysis section. Schroer, Gabriel (Deactivated) is working on the final design.
Possible main changes in
Components:
Payment
PaycometHostedPagePayment
PaymentMethod
PaymentMethodAddNewItemOption
PaymentMethodOption
PaymentMethodOptions
PaymentMethodFlatListWithButton
Hooks:
useOrderPayment
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